Job Title: Mortgage Loan Underwriter

Summary:

As a Mortgage Loan Underwriter, you’re detail-oriented with a knack for analyzing complex information. Utilizing experience in the mortgage industry, you thrive in a fast-paced environment where accuracy and sound decision-making are key.

A Day in the Life:

You'll be the go-to expert for underwriting mortgage loan files, ensuring compliance with bank and investor guidelines, including Freddie Mac standards.

Reviewing and Analyzing Loans: Your day starts with reviewing, verifying, and analyzing loan documentation, appraisals, and property records. You'll dive deep into the details, ensuring every piece aligns with our standards and guidelines.
Making Thoughtful Decisions: When it comes to loan decisions, you’ll have the authority to approve or recommend approvals. You'll provide clear reasoning for each decision, outlining detailed criteria for any conditions applied.
Staying Current and Sharing Knowledge: Keeping up with secondary market underwriting guidelines is key. You'll not only stay informed but also communicate updates to your team, ensuring everyone is aligned with the latest industry standards.
Preparing for Closings and Enhancing Policies: Before loans close, you'll deliver complete, accurate files, and review withdrawn or denied applications to maintain reporting accuracy. Your insights will help improve policies, and you'll suggest alternative loan structures when needed.
Supporting and Training the Team: You'll provide underwriting support across regions and offer training to Mortgage Loan Originators, Processors, and other staff, sharing your expertise to elevate team performance.

What You Bring:

• 3-5 years of mortgage underwriting experience, including Freddie Mac, investor, and MI company overlay expertise.
• Strong knowledge of conventional loans and government programs.
• Excellent organizational skills to manage timelines from application to closing.
• Ability to work independently while collaborating effectively with your team.
• Solid computer skills (Word, Excel, Windows), strong risk assessment abilities, and sharp decision-making skills.
• Professional communication and leadership skills with a focus on quality customer service.
  
  

Ready to make an impact? Apply today to be part of a team that values precision, integrity, and growth.

What we can offer you:

• Medical, dental, vision, STD, LTD, Life insurance, etc.
  
• 17 days paid time off, 11 paid holidays and bereavement leave
  
• Educational assistance program
  
• Wellness benefits
  
• Life event coverage
  
• Paid parental bonding leave
  
• Service awards
  
• Financial benefits including 401(k) match, stock purchase plan and more
  
• National and local discounts on everything from computers and vacations to phones and retail shopping.
  
• Logo wear discounts
  
• Free checking account, checks and discounted bank services
  

This position will be located at:

Operations Center

1311 West 12th Ave
Jasper, Indiana, 47546
United States

About Us:

German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.